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When debt collectors cross the line, our attorneys can help. CALL US NOW. Many Americans like you are being contacted by collection agencies who are trying to get payments on defaulted accounts they have acquired or been assigned.

Even though you may owe a debt, you still have rights. You should dispute the debt in writing if you feel as if the dollar amount the collection agency is requesting is inaccurate, if you feel the debt is not owed or if you feel the debt is fraudulent.

You can send a letter to the collection agency within thirty days of first being notified of the collection. You should send this letter via certified mail so that you can prove that they received it.

In response to your dispute, the collection agency must cease collection activity until they send you some sort of validation of the alleged debt.

They can resume their collection efforts again once they produce proof of your debt. There are many things collection agencies cannot do or say when contacting you.

Contacting an attorney BEFORE this could possibly happen would be a smart move. Find out if we can help you too today! Call NOW. Complaints against Stallings Financial Group cite problems resulting from disputes about the validity of debts; the accuracy of accounting, billing, and credit reporting procedures; and allegations of fraud and harassment.

In July , a complainant stated that she had been contacted by SFG for a medical bill. The first request was within 30 days of first receiving any notice, as Stallings Financial Group simply had an incorrect zip code.

Federal laws protect you. The Fair Debt Collections Practices Act FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt.

The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act TCPA and the Consumer Financial Protection Act CFPA.

These laws provide individuals like you with a means to seek monetary damages in court. Read more about your rights. Hirnyk patiently explained every legal concept — including what was possible and what was not — under existing state and federal consumer law.

They really do go to bat for you. What a surprise, to receive free legal help. You took on a big company for little people and righted a wrong.

For this we are grateful. You have the debt collectors off my back, and I will finally see the light at the end of the tunnel. Throughout the entire procedure your employees were courteous and professional.

I was blown away by their efficacy also. Sound off and share your experience with other visitors in the comment box below.

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What is Stallings Financial Group – SFG? Stallings Financial Group, Inc. (SFG) is a third-party collection agency based in Georgia. SFG has received consumer complaints alleging violations of the Fair Debt Collections Practices Act (FDCPA), such as failing to verify debts and attempting to collect debts not owed. Stallings Financial Group Inc wants me to pay it again. LUANN EVANS MINIATIS on July 10, at pm Stallings Financial puts bogus phone numbers on your credit card statement, and lists themselves as “corporate billing”. The companies and people listed below are banned, by federal court orders, from participating in the business of debt collection. Click “View case” for information about the lawsuit that resulted in the ban, including press releases and links to the legal complaints. Stallings Financial violated my Federal privacy rights under HIPAA by fraudulently obtaining a copy of my medical records and put a debt that was paid by my insurance company on my credit report as. Georgia Stallings Financial Group, Inc. Disclosure verification of debt complaint: Stallings Financial sent me a letter stating I owed them money in late I en turn wrote them within 30 days to validate the debt I never received any correspondence from Stallings validating the debt.